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The Bank of Apple

We love using ApplePay to buy groceries and coffee. Since our phones are already in our hands, it makes for a quick, convenient transcation that’s secured brilliantly by fingerprint identification.

Currently ApplePay works as a conduit for other banks and credit cards, but this article by Andrew Finn predicts a future in which Apple takes over the financial industry by becoming a bank whose locations are the 500 million iPhones already in circulation. With lots of cash on hand, lots of data about their users, and tons of loyal fans, is Apple poised to become the world’s predominant creditor?

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